H.R. 1153 — 115th Congress
Mortgage Choice Act of 2017
Sponsor
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115th CongressLatest action
Feb 12, 2018Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
CRS summary
As of Feb 8, 2018Passed House without amendment
(This measure has not been amended since it was introduced. The expanded summary of the House reported version is repeated here.)
Mortgage Choice Act of 2017
(Sec. 2) This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage." (A high-cost mortgage designation restricts the terms of the loan and requires a lender to make certain disclosures to the borrower.)
Congressional Research Service, via api.congress.gov (public domain)
Roll-call votes
1 on recordFeb 8, 2018 · On Passage
Full roll callYea — 280: 226 R · 51 D · 2 I · 1 L
Nay — 131: 131 D
Not Voting — 19: 10 D · 9 R
Member pages currently show roll-call votes from the 119th Congress only. The “Member pages” column marks votes from that congress.